Quantocoin is a revolutionary blockchain cutting edge banking platform for 3.8 billion people. We solve the problem with adoption of cryptocurrencies into normal life. Quantocoin (“QTC”) has developed a next generation model for the future of financial services and digital banking. This model unleashes the funding power of an Initial Coin Offering (“ICO”), along with the connectivity of Blockchain technology, the internet and smartphones to create one of the world’s most comprehensive virtual banks, “Bank QTC”. The bank is dedicated to providing, amongst other things, merchant payment services, microfinance facilities, debit cards, international money transfers and currency exchange services to individuals located where internet services (hence, connectivity) are available, but where traditional banks have failed to enter sufficiently (e.g., in remote or lightly-populated areas, regions where the target demographic cannot qualify or pay for a bank account, and/or is otherwise located in a frontier market and/or conflict zone).