Suretly offers new financial technology called "Crowdvouching". Unlike Peer-2-Peer lending, Suretly’s investors do not loan money to borrowers directly. They only vouch (or co-sign) for them in small amounts (from $2 to $10 USD) for a commission. On crowdvouching platforms investors get their income at the moment the loan is issued. They guarantee to repay part of it later in the case of the borrower defaulting.